Terms and Conditions

Effective Date: 20/05/2025
Welcome to Abacus Learners. These Terms and Conditions (“Terms”) govern your use of our website and services, including enrollment in our online abacus courses. By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use our services.

1. Acceptance of Terms

By accessing or using any part of the Abacus Learners website, you confirm that you are at least 18 years of age or have parental/guardian consent if under 18, and agree to comply with these Terms.

2. Services Provided

Abacus Learners offers:

• Online abacus training courses

• Study materials and practice resources

• Certificates upon course completion (where applicable)

• Instructor-led classes (live or recorded)

We reserve the right to modify or discontinue any part of the services without prior notice.

3. User Registration and Accounts

To access certain features, you may be required to register for an account. You agree to:

• Provide accurate and complete information

• Maintain the confidentiality of your login credentials

• Notify us of any unauthorized use of your account

We reserve the right to suspend or terminate accounts for violations of these Terms.

4. Payments and Refunds

• Course fees must be paid in full before access is granted.

• All prices are mentioned in [Currency] and may include applicable taxes.

• We offer a [ “7-day money-back guarantee” or “no refunds after enrollment”].

Note: Refund requests must be submitted to info.abacuslearners@gmail.com.

5. Intellectual Property Rights

All content on the website—including videos, materials, graphics, logos, and course content—is the intellectual property of Abacus Learners or its licensors. You may not:

• Reproduce, distribute, or modify content without permission

• Share course materials publicly or commercially

Violation may result in legal action.

6. Code of Conduct

Users must not:

• Misuse the platform or disrupt services

• Harass instructors or other users

• Share login credentials or access with unauthorized users

• Upload viruses, spam, or malicious code

7. Termination of Access

We reserve the right to terminate or suspend your access to our platform at our sole discretion, without prior notice, if we believe you have violated these Terms.

8. Limitation of Liability

Abacus Learners shall not be liable for:

• Any direct, indirect, or consequential damages from use of the services

• Technical issues or service interruptions

• Any loss of data or personal information not caused by our negligence

Use of our platform is at your own risk.

9. Third-Party Services

We may use third-party services (e.g., payment gateways, video hosting) to support our platform. Your use of these services is subject to their respective terms and privacy policies.

10. Changes to Terms

We may update these Terms at any time. Changes will be effective immediately upon posting. Continued use of the website after changes means you accept the updated Terms.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of [Insert Country/State], and any disputes shall be subject to the jurisdiction of [Insert Jurisdiction].

12. Contact Us

For any questions regarding these Terms, please contact us at:
📧 Email: info.abacuslearners@gmail.com
🌐 Website: www.abacuslearners.com